Home & Contents
Insurance
Benefits with Futurisk
We can help at claim time
Let someone else pay to replace or repair your valuable possessions
You choose the excess
What can it cover?
After the Canterbury earthquakes, all insurers changed to sum-insured policies. These policies make the owner responsible for calculating the costs to rebuild and insuring it for this amount. As your home is one of your most valuable possessions, insuring it for the right amount is not something you want to get wrong.
Sum Sure Calculator
This tool can assist in helping you to calculate your home Sum Insured - Sum Sure Calculator.
You also want to know that when you need to make a claim, that you have people that will help you get that claim processed as soon as possible. Futurisk can match you up with the provider that will give you the benefits you need when you need them and get you competitively priced premiums and support you through the claims process.
Benefits with Futurisk
We can help at claim time
Let someone else pay to replace or repair your valuable possessions
You choose the excess
What can it cover?
If you own a rental property, you are vulnerable to the same risks of any homeowner. You’re also vulnerable to damage that tenants can do to your home and contents. Loss of Rent cover can support during a claimable event when you can’t rent out your property while it’s being repaired or if your tenants break the lease without required notice. It pays to have landlord insurance, which is designed to protect owners of investment properties.
Benefits with Futurisk
We can help at claim time
Let someone else pay to replace or repair your valuable possessions
You choose the excess
What can it cover?
Contents insurance provides protection against damage, theft or loss of your personal possessions. This may include anything from a pair of designer sunglasses to a flatscreen TV, to your furniture.
The team at Futurisk will let you know what can be covered, and you can select the excess to reduce your premium.
Contents Sum Insured Calculator
No more guessing, no more time-consuming calculations, and no more under insurance! Click on the below link to calculate the level of cover you need for your Home Contents - Contents Sum Insured Calculator
Insurance Benefits
Protects your business on construction sites
Protects the building under construction from natural disasters or damages caused by theft or vandalism the turnover that is lost so you can recover and rebuild
Contract Works is an Important cover for commercial, industrial and domestic builders, sub-contractors, and property owners against damage, natural disasters, theft and product or public liability.
What can it cover?
Depending on your policy, contract works insurance can cover you against:
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Natural disasters
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Damage to property
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Broken glass
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Defects Liability