Mortgage options
with Futurisk
How we can help
First Home Buyer
Expert advice to help you secure your first home with confidence.
Kāinga Ora 5% Deposit
Take advantage of government-backed support to make homeownership more accessible.
Refinance
Find better rates and terms to save money on your existing mortgage.
Personal Loan
Flexible financing options tailored to your unique needs.
Vehicle Loan
Drive away with competitive loan options for your next car.
Why choose Futurisk?
Your trusted Mortgage partner
At Futurisk, we understand that buying a home - especially as a migrant or first-home buyer - can feel overwhelming. That’s why we’re here to make the process easy, stress-free, and affordable for you!
Expert Guidance You Can Rely On
We work with multiple lenders to provide honest, unbiased advice tailored to your needs. Our deep understanding of bank requirements means we help you get approved faster and with ease.
Save Time and Skip the Stress
No more confusing paperwork or endless back-and-forth! We manage the entire process - from applications to negotiations - to ensure your journey to home ownership is smooth and hassle-free.
A Smooth & Supportive Journey
Navigating the mortgage process especially as a migrant or first-home buyer - can feel overwhelming. That’s why we handle everything - research, paperwork, and communication - so you can focus on finding your perfect home with confidence.
We Work for YOU, NOT the Banks
Think of us as your personal mortgage advocate - securing the best rates, flexible terms, and a faster approval process to get you into your new home sooner.
Our Service is 100% Free for You!
That’s right - our expert advice comes at no cost to you! We’re paid by banks and lenders, so you get professional guidance without paying a cent.
Making Home ownership & Financial Freedom a Reality!
Whether you’re buying your first home, renovating, refinancing, or investing, we’re here to guide you every step of the way.
Personalized Advice – Tailored mortgage solutions to suit your financial goals.
Expert Guidance – Helping first-home buyers, migrants, and investors navigate the lending process.
Access to the Best Deals – We work with top lenders to find competitive rates and flexible terms.
Hassle-Free Process – From pre-approval to settlement, we make the journey smooth and stress-free.
Meet our expert Mortgage Advisors!
Buying your first home, refinancing, or investing? Our experienced mortgage advisors are here to guide you every step of the way!
With in-depth knowledge of the mortgage market and a passion for helping clients achieve their homeownership dreams, our team provides:
Robin Varghese
BDM / Financial Advisor
06 358 3400 ext 712
Bio
With 9 years of experience in the insurance and mortgage industry, I specialize in guiding individuals and families toward making informed financial decisions. My goal is to simplify the complexities of mortgages and insurance, ensuring you find the right solutions tailored to your unique needs.
I pride myself on providing personalized, transparent, and reliable advice to help clients achieve financial security and homeownership with confidence. Whether you're a first-time buyer, looking to refinance, or seeking comprehensive insurance coverage, I’m here to help every step of the way.
I am dedicated family man, married to Jesteena and is a lovely dad to his daughters Hannah and Isa.
Whether it be support or someone reliable, honest, and trustworthy i provide you with a service you deserve every time.
Carmela Laylo
BDM / Financial Advisor
06 358 3400 ext 703
Bio
Carmela migrated to New Zealand from the Philippines in 2012. Her passion for creating a positive impact not only to her fellow Filipinos, but also to all people from diverse cultures and background, has led her career in the Insurance Industry. In 2013, she started as an insurance broker doing personal risk management and two years after, she accepted the role of a Business Development Manager (BDM) managing her own team of advisors. As a BDM, she works with her team to come up with marketing ideas that could help Futurisk to grow. Because she realized that there is still a wide range of options to open more opportunities, in 2016, she decided to add Mortgage in her portfolio pursuing her passion to help more people not only to protect their assets, both tangible and intangible, but also to achieve their dream of home/investment ownership.
Carmela has received her bachelor's degree in Foreign Service with major in International Trade from Lyceum of the Philippines University. She has gained over 15 years of sales, customer service and management experience from her previous local and international professional exposures. She keeps herself updated with the insurance and mortgage industry by attending regular trainings and seminars and earning CPD credits as well as completing other industry requirements. As the industry is constantly evolving, with new products and technologies always being introduced in the market, Carmela makes sure that she is always on top of everything to provide the best possible service to her clients.
She makes things happen and is not afraid of hard work but believes that life should be fun, too! Carmela is involved with beauty pageants and fashions shows, she loves to read, sing, socialize and explore the world! Outside work, she loves to spend her time with her loving and supportive husband, Richard and three lovely kids, Kian, Karl and Kayla.
Mark Henderson
Director / Financial Advisor
07 929 2296
Bio
Mark is the Principle Adviser for Futurisk Waikato and has been involved in the financial services industry since 2003 after working in various roles within NZ post for over 16 years. He lives in Hamilton with his wife. Mark has 2 adult sons and loves spending time with his grandchildren. Mark is keen on most sports and enjoys competing in Masters Athletics.
