Futurisk
Manawatū

Joe has been in the insurance industry since 2005 and loves helping clients in protecting what matters the most – their health and financial wellbeing. Joe is a Science Graduate with an MBA in Sales and Marketing and has over 20 years of experience in the insurance industry where he has kept himself up to date with industry run courses, CPD credits and has done a Level 5 course in Financial Services. Joe is a Financial Adviser, and specializes in risk management of individuals, families, and business owners.

Joe is a proud member of Financial Advice New Zealand (FANZ) and IBANZ and complies with their Code of Ethics in all facets of his business.

Away from office Joe, enjoys playing Badminton, Tennis and he loves watching Cricket and Rugby! Joe is married to Vijaya and they have one child!

Carmela migrated to New Zealand from the Philippines in 2012. Her passion for creating a positive impact not only to her fellow Filipinos, but also to all people from diverse cultures and background, has led her career in the Insurance Industry. In 2013, she started as an insurance broker doing personal risk management and two years after, she accepted the role of a Business Development Manager (BDM) managing her own team of advisors. As a BDM, she works with her team to come up with marketing ideas that could help Futurisk to grow. Because she realized that there is still a wide range of options to open more opportunities, in 2016, she decided to add Mortgage in her portfolio pursuing her passion to help more people not only to protect their assets, both tangible and intangible, but also to achieve their dream of home/investment ownership.

Carmela has received her bachelor's degree in Foreign Service with major in International Trade from Lyceum of the Philippines University. She has gained over 15 years of sales, customer service and management experience from her previous local and international professional exposures. She keeps herself updated with the insurance and mortgage industry by attending regular trainings and seminars and earning CPD credits as well as completing other industry requirements. As the industry is constantly evolving, with new products and technologies always being introduced in the market, Carmela makes sure that she is always on top of everything to provide the best possible service to her clients.

She makes things happen and is not afraid of hard work but believes that life should be fun, too! Carmela is involved with beauty pageants and fashions shows, she loves to read, sing, socialize and explore the world! Outside work, she loves to spend her time with her loving and supportive husband, Richard and three lovely kids, Kian, Karl and Kayla.

With 9 years of experience in the insurance and mortgage industry, I specialize in guiding individuals and families toward making informed financial decisions. My goal is to simplify the complexities of mortgages and insurance, ensuring you find the right solutions tailored to your unique needs.

I pride myself on providing personalized, transparent, and reliable advice to help clients achieve financial security and homeownership with confidence. Whether you're a first-time buyer, looking to refinance, or seeking comprehensive insurance coverage, I’m here to help every step of the way.

I am dedicated family man, married to Jesteena and is a lovely dad to his daughters Hannah and Isa.

Whether it be support or someone reliable, honest, and trustworthy i provide you with a service you deserve every time.

I commenced work in the industry in June 1986 as a sole agent for prudential Assurance. In 1995 I saw changes in the market place and thus acquired agency agreements with other Insurance Companies to provide a better service to my clients. I maintain and extend my knowledge through regular attendance at industry seminars.

M y success and attitude to personal development has meant attendance at various international conferences and I have gained qualifications both in Life Assurance and Financial Planning (IPAC Securities). My recognition to service and client retention has been rewarded with select membership with APEX (Advisers Performing with Excellence.

I am a Financial Advisor, with 14 years of experience within the Insurance Industry. Lately I have completed my Level 5 certificate in Financial Services. I can give you advice on personal insurances, including but not limited to, Life Cover, Trauma, Total Permanent Disability, Income Protection benefits and Health Insurance.

With over 5 years of expertise, John Ricky Mercado is a devoted insurance professional. He has a Master of Business Administration and a Postgraduate Diploma in Contemporary International Studies, which gives him an in-depth awareness of the beauty of insurance. John is really committed to using his knowledge and expertise to provide valuable financial advice to people from all walks of life. His profession is driven by a firm belief in the importance of financial security for all.

Stacey recently migrated to New Zealand from South Africa in 2023.

She has extensive knowledge and experience in all aspects of financial planning spanning over 20 years and holds a Post Graduate Diploma in Financial Planning Law (NQF8). She has also completed her New Zealand Certificate in Financial Services and specialises in insurances and investments.

Stacey believes that by empowering people to understanding their financial journey can lead to successful lives for all individuals and their families, businesses and communities. She is passionate about helping people achieve their financial goals and will always have your best interests at heart.

Stacey and her family enjoy outdoor adventures and water activities, and you would normally find her out exploring the beautiful landscapes and creating memories.

With over 5 years of experience in the life insurance industry across the Philippines and Dubai, Reina Relorcasa has developed a deep expertise in financial planning and client care. Her diverse background has brought her to New Zealand where she continues her dedication to helping individuals, breadwinners and families achieve financial security as a trusted financial adviser. For Reina, this work is not just a profession, but a calling—an advocacy to educate every individual, breadwinner, and family on how life insurance works and the profound impact it can have on securing their futures. Reina’s passion lies in helping others understand the beauty of life insurance, empowering them to protect their loved ones and ensure financial stability, especially in times of hardship. For her, this is more than a career—it's a heartfelt mission to give dignity to the futures of future widows and orphans.

Jenna leads our Fire & General team, Jenna brings with her over 10 years’ experience in the Fire & General Insurance Industry across Domestic, Rural and Commercial Insurance. Jenna has a focus and strong experience in Commercial Insurance and “difficult to cover risks”.

Jenna is passionate about getting to know and understand her clients needs to ensure her clients are protected against risks that may come their way, Jenna is a strong communicator with morals that lead her in doing things in the right way for her clients to ensure the best results.

Jenna has completed her Level 5 qualifications of New Zealand Certificate in Financial Services and is a qualified Financial Advisor.

Aneesh is a dedicated Financial Adviser with over 17 years of experience in the insurance industry. He is passionate about safeguarding his clients' health and financial well-being, which drives his commitment to providing customized risk management solutions.

Holding a Science degree and an MBA in Sales and Marketing from SRM University in Chennai, India, Aneesh is deeply invested in continuous professional development. He has completed a Level 5 course in Financial Services from New Zealand, ensuring he remains knowledgeable in the latest industry trends.

Based in Wellington, Aneesh specializes in working with individuals and families, helping them address their specific insurance needs while offering peace of mind through tailored advice and strategies. His approach is rooted in building long-term relationships, based on trust, professionalism, and a clear understanding of each client’s insurance needs.

Hari Mohanan is passionate and dedicated to both his profession and his family. With over 1 year of experience in the insurance industry, Hari is driven by a strong desire to help people protect what matters most— their health, financial wellbeing, and future. His commitment to his job allows him to offer tailored insurance solutions for individuals, families, and business owners, ensuring they are well-protected in times of need.

Hari holds a qualification in Accounting and a Level 5 qualification in Financial Services. He continuously works to stay up-to-date with industry trends, offering the best solutions to his clients. His work is not just a job; it’s a way for him to serve his community and make a meaningful difference in the lives of others.

Outside of work, Hari is a dedicated family man, married to his partner Avani. He loves spending quality time with his family and friends. An avid sports enthusiast, Hari enjoys playing cricket and other games, staying active while having fun. His passion for life, combined with his caring nature, fuels his desire to help people and give back to society in any way he can.

Savannah has recently joined our Palmerston North Fire & General Team; Savannah has a strong background in customer service and is excited to continue her learning in the insurance industry.

Savannah brings with her a strong focus on customer service, high attention to detail and a willingness to do the right thing by her clients.

With over 12 years of experience working in Insurance Brokerages, (9 of these with Futurisk), Marilyn brings a large amount of experience to the Administration team.

She works within all of the Futurisk companies, looking after internal compliance & AMLCFT requirements among many other responsibilities.

When not at work, she enjoys spending quality time with her animals & family.

Skye has 3 years of experience in administration. She looks after the underwriting requirements for New Business and assists clients with their claim requests.